Invoice Finance Case: Staffordshire Engineering Firm

Turning Unpaid Invoices into Immediate Cashflow

Client: Small Staffordshire-based engineering firm
Facility Type: Invoice Finance
Approved in: 48 hours
Value: £75,000
Advance: 80% upfront
Recourse Period: 90 days
Cash Released: £40,000

The Challenge

The business had £50K tied up in unpaid invoices across a small number of clients. Cash flow was tight, and their HMRC payment deadline was looming.

With limited options and pressure mounting, they came to us for help.

Our Approach

We sourced a flexible invoice finance facility that allowed them to:

– Fund invoices up to 90 days old
– Access 80% of the invoice value upfront
– Receive £40K in the bank within two days

The Outcome

✅ Cashflow pressure eased immediately
✅ HMRC liabilities paid on time
✅ No extra debt taken on

This was a strategic way to unlock liquidity from their own sales – without needing to borrow.

Key Insights

Invoice finance isn’t a loan – it’s a way to bring forward cash you’ve already earned.

It’s ideal for businesses like this one: profitable, growing, but temporarily stuck behind slow-paying customers.

Want to see if it could work for your business? Contact us or check your eligibility here.