Business Loans
how we can help
We’ll ensure that you can take advantage of all opportunities
We take pride in delivering bespoke business loan solutions to companies in Derby, Nottingham, Stafford, Uttoxeter, and beyond.
- Some loans within 24 hours
- Houses, Flats, HMOs Secured & Unsecured Options
- Available from 3 Months Trading
- Any Business Purpose
- All Credit Files Considered
- and more.
Working Capital
Business loans provide the working capital necessary to cover everyday operational expenses, ensuring smooth business operations.
Technology & Innovation
Businesses can invest in cutting-edge technology, equipment, or innovations to stay competitive in a rapidly evolving marketplace.
Growth & Expansion
They enable businesses to expand into new markets, open additional locations, and diversify their product or service offerings.
Emergency Funds
Business loans serve as a financial cushion for unexpected expenses, ensuring you can navigate unforeseen challenges.
At Howe Commercial Finance, we offer a comprehensive range of business loan services designed to meet the unique financial needs of your business. Our experienced team works closely with you to structure funding solutions that align seamlessly with your goals. Whether you’re a small business in need of a working capital loan or a larger enterprise seeking a business expansion loan, we have you covered.:
Working Capital Loans: Ensure smooth operations with funding for day-to-day expenses such as payroll, inventory, and cash flow management. These loans help you tackle short-term financial challenges effectively.
Business Expansion Loans: Looking to grow? Access the capital you need to scale your business, whether it’s opening new locations, upgrading facilities, or entering new markets.
Equipment and Technology Financing: Stay competitive with funding for cutting-edge equipment, technology, and innovations. Upgrade your tools, machinery, or systems to enhance productivity and efficiency.
Emergency Business Loans: Be prepared for unexpected challenges with quick access to funds for emergency expenses, ensuring your business stays resilient in times of uncertainty.
At Howe Commercial Finance, we understand that every business has unique financial requirements. That’s why we specialise in offering a wide range of business loan solutions, including Business Growth Loans, to support your company’s growth, cash flow, and operational success. Whether you’re a start-up or an established business in Derby, Nottingham, Stafford, or Uttoxeter, we can provide flexible and effective funding options tailored to your specific needs.
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How to Get Started
Applying for a business loan with Howe Commercial Finance is quick and straightforward. Here’s how it works:
- Initial Consultation: Contact our team to discuss your funding needs.
- Tailored Proposal: Based on your requirements, we’ll recommend the best loan options for your business.
- Approval & Funding: Once approved, funds can be released quickly, allowing you to put them to work without delay.
Flexible Terms
We work with leading lenders to offer loan terms that suit your financial situation, ensuring manageable repayments.
Fast, Hassle-Free Process
Our team simplifies the loan application process so you can focus on running your business. From initial consultation to securing funds, we guide you every step of the way.
Local Expertise
As a business rooted in the Midlands, we understand the challenges and opportunities faced by companies in the region. This insight allows us to offer advice and solutions that align with your goals.
Who Can Apply for a Business Loan?
We cater to businesses of all sizes, from sole traders to established enterprises. Whether you need a small business loan to kickstart operations in Nottingham or a business expansion loan to grow your company in Stafford, we can help. Our services are available across various industries, including retail, manufacturing, construction, and professional services.
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A quick, no obligation chat to discuss your business goals and the best finance solutions to get you there.
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Frequently Asked Questions
Various types of businesses, from small startups to established corporations, can be eligible for business loans. Eligibility criteria often depend on factors like creditworthiness, revenue, and business type
Business loans are specifically designed to meet the financial needs of businesses, while personal loans are intended for personal use. Business loans can be used for operational expenses, growth, or investment
Loan terms for business loans can vary depending on factors such as the loan amount, business type, and the purpose of the loan. Terms can range from months to several years.
Collateral or personal guarantees may be required for some business loans, depending on the lender’s requirements and the type of loan. Secured loans typically require collateral, while unsecured loans may not.
Interest rates for business loans can vary widely based on factors such as the lender, the type of loan, the borrower’s creditworthiness, and the prevailing market conditions.
The time it takes to secure a business loan can vary depending on the lender and the complexity of the loan. It’s advisable to plan well in advance to ensure timely access to funds for your business needs.