One application covering every finance product. Tell us what you are applying for and only the relevant questions appear.

- Step 1 of 5

What are you applying for? *

Unsecured Business Loan
Merchant Cash Advance
Acquisition Finance
Invoice Finance
Trade Finance
Asset Finance
Bridging Loan
BTL Mortgage
Commercial Mortgage
Development Finance
Document Upload & Consent
Not sure / general enquiry

Choose one. If you are not sure, pick the last option and we will work it out with you.

1. What you need

How much do you need to borrow? *

Over what term?

When do you need the funds?

What is the money for? Please give as much detail as you can. *

Charge required

First charge
Second charge
Not sure

2. About you

Title

Director / partner 2 - title

Director / partner 3 - title

Director / partner 4 - title

Full name *

Director / partner 2 - full name

Director / partner 3 - full name

Director / partner 4 - full name

Date of birth

Director / partner 2 - date of birth

Director / partner 3 - date of birth

Director / partner 4 - date of birth

Phone *

Director / partner 2 - phone

Director / partner 3 - phone

Director / partner 4 - phone

Email *

Director / partner 2 - email

Director / partner 3 - email

Director / partner 4 - email

Home address

Address Line 1

Address Line 2

City

State

Zip Code

Director / partner 2 - home address

Address Line 1

Address Line 2

City

State

Zip Code

Director / partner 3 - home address

Address Line 1

Address Line 2

City

State

Zip Code

Director / partner 4 - home address

Address Line 1

Address Line 2

City

State

Zip Code

If less than 3 years at that address, please give your previous address

Director / partner 2 - if less than 3 years at that address, please give your previous address

Director / partner 3 - if less than 3 years at that address, please give your previous address

Director / partner 4 - if less than 3 years at that address, please give your previous address

Homeowner status

Homeowner with mortgage
Homeowner, no mortgage
Tenant
Living with parents
Other

Director / partner 2 - homeowner status

Homeowner with mortgage
Homeowner, no mortgage
Tenant
Living with parents
Other

Director / partner 3 - homeowner status

Homeowner with mortgage
Homeowner, no mortgage
Tenant
Living with parents
Other

Director / partner 4 - homeowner status

Homeowner with mortgage
Homeowner, no mortgage
Tenant
Living with parents
Other

If you own property, what is it worth and what is outstanding on the mortgage?

Director / partner 2 - if you own property, what is it worth and what is outstanding on the mortgage?

Director / partner 3 - if you own property, what is it worth and what is outstanding on the mortgage?

Director / partner 4 - if you own property, what is it worth and what is outstanding on the mortgage?

3. About the business

Company name and company number

Date of incorporation and VAT number

Registered address

Address Line 1

Address Line 2

City

State

Zip Code

Trading address, if different

Address Line 1

Address Line 2

City

State

Zip Code

What does the business do?

Website and monthly sales

How many directors or partners are there?

Accountant name and address

4. Business finances

Turnover for the last 12 months

Current business debt. Please include lender, loan amount, balance and repayments for each.

Are you late with HMRC, or on an arrangement?

Have any directors guaranteed any loans?

Has any director been involved in a liquidation?

Banking and credit conduct

Existing facility: current lender and term remaining

5. Security and property

How many properties are being offered as security?

Property address

Property 2 address

Property 3 address

Property 4 address

Property 5 address

Property 6 address

Property type and use

Residential
Commercial
Mixed use
Land
HMO
Flats

Tenure, and unexpired lease term if leasehold

Estimated current value

Original purchase price and date

Existing lender and amount outstanding

Loan to value (LTV)

Rental income: residential, commercial and other

Number of tenants

Interest only or repayment?

Interest only
Repayment
Not sure

Deposit amount and source of funds

Additional capital being raised, and the reason

6. Development

GDV (gross development value)

Total development costs, including construction, excluding finance costs

Planning status. Is planning required, and has it been granted?

Exit strategy

Any particular risks that apply to this development or location

Any planned improvements, including anticipated cost of works

7. The asset

Asset details: what is being purchased, and from which supplier?

8. Documents

Financial documents. Bank statements, filed accounts, management accounts, VAT returns, aged debtors and creditors, merchant statements.

Property documents. Valuations, estate agent comparables, lease agreements, planning consent, build appraisal.

Anything else you would like us to see

9. Declarations

Success fee *

I understand and accept the success fee arrangement

Authorisation *

I authorise Howe Commercial Finance to approach lenders on my behalf

Contact approval *

I consent to Howe Commercial Finance contacting me about this application

How would you like us to contact you?

Phone
SMS
Email
Post

Website

Finance Application

1. What you need

2. About you

3. About the business

4. Business finances

5. Security and property

6. Development

7. The asset

8. Documents

9. Declarations

Address

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