Asset Based Financing
how we can help
Your Assets, Your Success - Unlocking Opportunities
Our mission is to be the wind in your sails, propelling you forward, and empowering you to take your business to greater heights.
- Some loans within 24 hours
- Servicing Start Up's & Established Businesses
- Finance Any Type Of Equipment
- Get Up To ￡10 Million
- All Credit Files Considered
- and more.
What is Asset Finance?
Asset finance is a smart and cost-effective way to acquire essential business assets without disrupting your cash flow. Whether you need machinery, vehicles, or cutting-edge technology, asset finance allows you to spread the cost over time, making investments more manageable. From start-ups to established enterprises, our business asset finance solutions cater to a wide range of industries.
Preserve Cash Flow
Asset finance allows you to preserve your cash reserves, ensuring you have the working capital needed for day-to-day operations and unforeseen opportunities. With our asset finance solutions, you can spread the cost of acquiring essential business assets over time, leaving your cash flow intact for other critical expenses like payroll or marketing.
Flexible Financing
We offer flexible busines. asset finance options designed to fit your business’s unique needs. Whether it’s Hire Purchase, Lease Agreements, or Asset Refinancing, our team of asset finance experts helps you select the solution that works best for your growth plans. Our business asset financing solutions offer bespoke terms and competitive rates to help you achieve your goals.
Stay Competitive
To stay ahead in a fast-paced market, your business needs access to the latest tools, equipment, and technology. With our asset-based financing, you can invest in cutting-edge solutions without straining your budget. Modernising your operations boosts efficiency, improves productivity, and helps you deliver outstanding results for your clients.
Tax Efficiency
Enjoy potential tax benefits, including capital allowances and interest deductions, which can reduce your overall tax liability. Did you know that asset finance solutions can bring potential tax advantages to your business? By spreading the cost of your investments, you can access reliefs like capital allowances and interest deductions, reducing your tax liability.
At Howe Commercial Finance, we offer a comprehensive suite of asset finance services, customised to meet your specific business needs. Our team of experts will work closely with you to structure financing solutions that align with your objectives. Whether you’re looking to acquire new assets, release equity from existing assets, or optimise your asset portfolio, our asset finance services include:
Hire Purchase: Secure ownership of the asset with manageable payments over time.
Finance Lease: Enjoy the use of the asset without the need for ownership responsibilities.
Asset Refinancing: Release capital tied up in your existing assets for new investments or working capital.
Sale and Leaseback: Sell your owned assets to free up cash and lease them back for ongoing use.
At Howe Commercial Finance, we specialise in providing tailored asset finance solutions to empower your business’s growth and success. Whether you’re looking to purchase new equipment, upgrade technology, or expand your fleet, our expert team is here to help. We work with businesses across Derby, Nottingham, Stafford, and Uttoxeter, delivering flexible and effective funding options that align with your unique needs.
Get Started with Howe Commercial Finance
Ready to explore your asset finance options? Contact Howe Commercial Finance today to learn how we can support your business. Fill out our online enquiry form, and one of our asset finance experts will contact you to discuss your needs.
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Who Can Benefit from Asset Financing?
From start-ups to established businesses, we’re committed to helping companies in Derby, Nottingham, Stafford, and Uttoxeter access the funding they need.
Asset financing is ideal for businesses of all sizes and industries. Whether you’re a start-up or looking for affordable equipment financing or an established company upgrading your fleet, we’ve got you covered. Our solutions are particularly beneficial for:
- Construction companies requiring heavy machinery.
- Logistics businesses upgrading vehicles.
- Retailers needing modern technology and POS systems.
- Manufacturers looking to expand their production capabilities.
Tailored Solutions
Every business is unique, and so are our solutions. We work closely with you to understand your needs and recommend the most effective financing options.
Competitive Rates
We partner with a network of trusted lenders to offer competitive rates and terms, ensuring you get the best value for your investment.
Expert Guidance
Our team of experienced professionals provides step-by-step guidance, making the application process straightforward and stress-free.
Local Support
We’re proud to support businesses in the Midlands, offering local insight and expertise to help you succeed in a competitive market.
How Does the Process Work?
We’ve simplified the asset finance process to make it as seamless as possible:
Consultation: Tell us about your business and the assets you need.
Tailored Proposal: Based on your requirements, we’ll provide the best finance options.
Approval & Funding: Once approved, we’ll ensure quick access to funds, so you can move forward without delay.
Claim Your Free Consultation
A quick, no obligation chat to discuss your business goals and the best finance solutions to get you there.
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Frequently Asked Questions
Asset finance can be used to finance a wide range of assets, including vehicles, machinery, technology, and even property.
No, asset finance is suitable for businesses of all sizes, from small enterprises to large corporations.
Financing terms vary depending on the asset type and your specific agreement, but they typically range from 1 to 7 years.
Interest rates for asset finance can vary based on the asset type, the length of the agreement, and your financial profile.
Yes, in most cases, you can claim capital allowances on the assets financed through asset finance, providing potential tax advantages.
Depending on the type of asset finance agreement, you may have options to upgrade or change assets during the term of the agreement. It’s important to review your specific agreement for details.